Lending Manager (330960)
Information
| Maintenance, Repair, and Technician | |
| Mid Career (2-6 years) | |
| Not specified |
Company
| Not specified | |
| Banking | |
| Mohandseen, Giza, Egypt |
Description
- Develop and implement lending policies, procedures, and strategies to achieve business objectives.
- Oversee the evaluation, approval, and disbursement of loans, ensuring adherence to the bank's lending policies and procedures.
- Oversee loan origination, underwriting, and disbursement processes, ensuring accuracy and efficiency.
- Monitor and manage loan portfolios to assess risks and ensure timely collections.
- Manage and monitor the performance of lending operations, identifying and resolving issues to maintain optimal functionality.
- Ensure compliance with internal controls, banking regulations, and industry standards.
- Ensure all lending activities comply with relevant laws, regulations, and internal policies.
- Evaluate and improve credit approval workflows and lending models.
- Conduct risk assessments and implement mitigation strategies for loan defaults.
- Assess and mitigate risks associated with lending, including credit risk and operational risk.
- Ensure compliance with local and international lending regulations.
- Work closely with legal and compliance teams to ensure adherence to financial policies.
- Develop credit risk models to evaluate borrower eligibility and lending limits.
- Collaborate with cross-functional teams, including finance, legal, and sales, to align lending strategies with business goals.
- Build relationships with key partners, vendors, and financial institutions.
- Provide guidance and support to loan officers and underwriting teams.
- Maintain high levels of customer satisfaction through streamlined lending processes and effective communication.
- Analyze lending trends, customer behavior, and portfolio performance to optimize decision-making.
- Track and analyze the performance of the lending portfolio, identifying areas for improvement and implementing necessary changes.
- Generate reports and insights on loan performance, risk exposure, and financial forecasts.
- Prepare and present regular reports on lending activities and performance to senior management.
- Implement data-driven approaches to improve credit scoring and lending efficiency.
Requirements
- Bachelor’s degree in Finance, Business Administration, or a related field from a reputable university.
- Minimum 5 years of experience in a lending role, preferably with responsibilities related to loan origination, underwriting, and portfolio management.
- Extensive experience in banking, particularly in lending and credit management.
- Excellent analytical and problem-solving abilities.
- Strong knowledge of lending principles, regulations, and vendor management.
- Proven experience with lending planning, performance analysis, and risk management.
- Excellent communication and interpersonal skills for effective vendor and cross-functional collaboration.
- Experience working with lending platforms, financial modeling tools, and data analytics.
- Strong understanding of loan origination, underwriting, and risk assessment.
- Knowledge of financial regulations, compliance, and credit risk modeling.
- A master’s degree in Finance, Business, or a related field is preferred.
- Experience in digital lending, fintech, or banking technology solutions is preferred.
- Knowledge of AI-driven credit scoring and automated underwriting systems is preferred.
- A proven track record of optimizing lending strategies for growth and risk management is preferred.
| Created on | 29 Apr 2025 |
| Last updated on | 29 Apr 2025 |